I personally talked to Mike Cox, the Attorney General of Michigan at the DeltaPlex in Grand Rapids, Michigan last week at the February's Homeowner's Foreclosure Workshop of 2008. He assured me that the lenders were reaching out and doing their best to help people facing foreclosure. To confirm his statement, he gestured and pointed to about 28 tables representing about 16 service providers or mortgage lenders talking to homeowner's in foreclosure. Many homeowners came to this event, and one could see people waiting in line sometimes 2 to 10 deep. Others were filling-out cards to have a lender contact them personally the next day or so and especially if their lender was not present. Various HUD counselors and Government Agencies such as Fannie Mae, IRS & Taxpayer Advocate, and MSU College of Law Tax Clinic were also there to assist homeowners. Listed below were the Loan Servicers who came to this event:
Carrington Mtg Services, LLC; Chase; CITI; Countrwide; EMC Mortgage Corporation; Fifth Third; Flagstar; GMAC; Home Loan Services; The Huntington National Bank; LaSalle Bank; LaSalle Bank Consumer Lending; National City Mortgage Co.; Option One Mortgage; Saxon Mortgage Services, Inc.; Washington Mutual Bank; Wells Fargo; and Wilshire Credit Corporation.
Note: A lender provides the funds for your mortgage. A servicer collects mortgage payments, and may not be the same as your lender.
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